Research
2025 Healthcare Affordability Pulse
New research reveals how rising healthcare costs impact American families and what employers can do to help. Explore the latest data on healthcare affordability, consumer behavior, and benefits utilization.
Key findings
Our 2025 Healthcare Affordability Pulse surveyed thousands of Americans on their healthcare spending, savings habits, and financial stress. Key findings include: 67% of Americans report healthcare costs as a significant source of financial stress. HSA account holders are 2.3x more likely to feel financially prepared for medical expenses. Employer-sponsored benefits education increases HSA adoption by 40%. Members who invest their HSA funds accumulate 3x more savings over 10 years. The data underscores the critical role that health savings accounts and employer benefits education play in improving financial wellness.