For Business | Flexible Spending Account
Cost-saving FSA solutions for employers
Give your employees more flexibility with a seamless Flexible Spending Account (FSA) experience powered by Demo.Health.
FSA Solutions
Our flexible spending account solutions combine intuitive technology and 24/7 support, enabling a fully customizable experience.
Customize your FSA
We own our platform so you can offer more flexible health plans that increase participation, reduce tax liability, and enhance the member experience.
- FSA + Carryover: Carry over unused funds within IRS limits.
- FSA + Grace period: Give members extra time to use remaining funds.
- Limited Purpose FSA: Pair with an HSA for dental and vision expenses.
Employer FSA Questions
You can use a flexible spending account to pay for eligible medical care expenses, including dental and vision expenses, as well as over-the-counter medications.
An FSA is an employer-sponsored plan, whereas a Health Savings Account (HSA) is individually owned. HSA eligibility requires enrollment in a high-deductible health plan, while an FSA is compatible with most insurance plans.
A limited purpose FSA restricts eligible expenses to dental and vision expenses exclusively, and can be paired with a Health Savings Account (HSA).
Healthcare FSAs allow the account owner to pay for qualified medical expenses. Dependent care FSAs restrict eligible expenses to dependent care expenses exclusively.
Unused funds are typically forfeited to the employer at the end of the plan year, unless the employer offers a carryover option or grace period.
For 2025, the IRS contribution limit for healthcare FSAs is $3,300 per year. Your employer may set a lower limit.